Talking pensions
Don’t be put off from taking action Wherever you are with your retirement savings, don’t be put off from taking action – it’s not too late....
Read MoreSigns of increased mortgage availability
Gross lending remains broadly in line with forecast Gross mortgage lending declined to an estimated £10.2 billion in April, down...
Read MoreThe basic State Pension
Building up enough‘ qualifying years’ The basic State Pension is a government-administered pension. It is based on the number of...
Read MoreThe additional State Pension
Important changes on the horizon The additional State Pension, or State Second Pension, is paid in addition to the basic...
Read MoreChanges to the State Pension age
A gradual increase over two years every decade State Pension age is the earliest age at which you can claim...
Read MoreExtra State Pension
Putting off your claim for at least five weeks By choosing to put off claiming your State Pension you can...
Read MoreOccupational pensions
Joining your employer’s scheme Occupational pension schemes vary from company to company. Your scheme is likely to be one of...
Read MorePersonal pension plans through you remployer
Options available when an occupational pension is not provided Your employer is required to offer you the chance to join...
Read MoreTypes of pensions
Deciding on your options There are three types of non-State pensions. Some are offered by employers and some you can...
Read MoreAnnuities explained
Shopping around for the annuity that best suits your needs An annuity is a regular income paid in exchange for...
Read MorePension rules from 6 April 2006
The biggest change in pension legislation in a lifetime The introduction of Pension Simplification legislation on 6 April 2006 (A-Day)...
Read MoreTax advantages of personal pensions
Encouraging you to save towards your retirement Pensions are long-term investments designed to help ensure that you have enough income...
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