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Blog

Our Blogs

Browse our blog posts below.

One in eight will retire with no pension in 2018

Excuses to avoid facing the difficult work of saving for retirement Retirement is one of our biggest financial challenges. As...
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Easing into retirement

Older workers are increasingly valuable members of the gig workforce We tend to associate young people with the gig economy,...
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Planning for a bigger retirement income

Looking forward to having more time to explore faraway places Today, with more Britons living longer and healthier lives, the...
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Retirement rewards

Common planning mistakes lead to an opaque future With increasing life expectancy and rising cost of living, the need to plan for one’s golden years is essential....
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This time next year we’ll be ‘million-heirs’

Larger individual wealth and expectation of substantial inheritances With estate planning, you can decide what happens to your money and...
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Protection matters

Families face a precarious situation if the worst were to happen Everyone’s circumstances are different, but most people start to...
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Making the most of your pensions

Have you accumulated multiple plans that need reviewing? By the time we have been working for a decade or two,...
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Money’s too tight to mention

Financial impact on annual retirement income after divorce First comes marriage, then for some couples comes divorce. But a stable...
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Cultivating the art of patience

Sticking with a long-term commitment to your investments If you want to give your investments the best chance of earning...
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Art of bond investing

Portfolio balancing, negating stock market volatility and lowering risk Bonds have historically been an alternative way to balance a portfolio and...
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Diversification, diversification, diversification

Portfolio building requires different characteristics to evaluate There are many ways to invest and different types of investments. But when looking to build an appropriate diversified...
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Generous grandparents

The bank that likes to say ‘yes’ Forget the Lamborghini – 2.4 million UK grandparents have either raided their pension to support their grandchildren or plan...
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Your money, your choice

Supporting your future financial requirements You can pay into as many pension schemes as you want; it depends on how much money you can...
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Retirement wealth

What’s the right answer for you? The first increase in minimum automatic enrolment (AE) workplace pension contributions came into effect on 6 April. According to...
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2018/19 tax changes

New initiatives you need to know It’s important to consider the tax implications of making financial decisions. The 2018/19 tax year is now upon us,...
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Protecting your estate for future generations

Many individuals find the Inheritance Tax rules too complicated If you struggle to navigate the UK’s Inheritance Tax regime, you...
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Make it a date

Keeping your target retirement plans on track Most over-45s are not making plans to match their hopes for the future,...
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Self-Invested Personal Pensions

TAKING MORE CONTROL OVER YOUR PENSION FUND INVESTMENT DECISIONS If appropriate to your particular situation, a Self-Invested Personal Pension (SIPP)...
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Crypto currencies

Don’t believe the hype Digital or crypto currencies such as Bitcoin, Ethereum and Ripple have been causing a financial frenzy over the past...
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How to make the most of your retirement

Steps you could take to increase your eventual income Even if retirement isn’t far away, there are steps you could take to increase your eventual retirement income. This...
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