Category: Financial News

With the abundance of choice, we can help you make the right decisions With so many different protection options available, making the right decision to protect your personal and financial situation can seem overwhelming. There is a plethora of protection solutions which could help ensure that a lump sum, or a replacement income, becomes available… Continue reading Financial protection for you and your family

In a low growth environment, which areas offer the best prospects? Interest rates have fallen to their lowest levels in the Bank of England’s 315-year history and could fall even further, along with further inflationary falls. If, during this current recessionary climate, you are seeking higher returns from your investments, you may consider a combination… Continue reading Investing in uncertain times

Interest rate cuts tempting property investors back in to the market Landlords have been buying more properties in the last quarter according to a survey. The Association of Residential Letting Agents (ARLA) quarterly survey revealed a “bounce back” in the buy-to-let market. In the ARLA members’ survey of the Private Rented Sector (PRS) for the… Continue reading Buy-to-let landlords acquiring more properties

It’s essential to talk If you are having difficulty meeting your mortgage repayments or are worried it may become a problem in the future, you may wish to consider the following information. What you should do if you are having trouble paying your mortgage If you are in this situation there are two steps you… Continue reading Experiencing mortgage repayment problems?

Who will handle your affairs? The ‘personal representative’ (the person nominated to handle the affairs of the deceased person) arranges to pay any Inheritance Tax that is due. You usually nominate the personal representative in your will (you can nominate more than one), in which case they are known as the ‘executor.’ If you die… Continue reading Arranging to pay Inheritance Tax

Common estate planning terms Administration Dealing with the affairs and estate of a person who has died including collecting their assets, paying their debts and paying the residue to the people who are to benefit. Affidavit A document giving evidence which is sworn in front of a solicitor or other person who can administer oaths.… Continue reading Inheritance Tax glossary

“Stunting market recovery”  The Home Information Pack (HIP) is being blamed for “stunting market recovery” according to estate agents. The National Association of Estate Agents (NAEA) in a recent survey reported that of its members, ten per cent of agents believed the number of sellers would double if HIPs were suspended. The NAEA survey also discovered a… Continue reading Home Information Packs

A range of issues to consider before entering the residential lettings market This checklist is an introduction to buy-to-let highlighting the types of questions you should be asking yourself before buying a property to let out. It is not intended as an exhaustive list, merely an introduction for new buy-to-let investors, to a range of… Continue reading Checklist for investing landlords

Covering you rmonthly mortgage payments for a specified period – your questions answered. If you fall behind with your mortgage repayments and cannot catch up again, you could eventually lose your home. But you can take steps to protect yourself against this risk by taking out Mortgage Payment Protection Insurance (MPPI). Q. What is MPPI?… Continue reading Mortgage Payment Protection Insurance

Make sure your figures add up The British love affair with property investing has been very evident over the past decade and despite a tougher market, those looking to get into the market should beware of easy buy-to-let deals and still make sure their investment meets a strict checklist, or dreams of property riches may… Continue reading Investing in property