Category: Financial News

Now is a great time to discuss your problem with us The fall in the value of assets such as shares, buy-to-let properties and holiday homes to their lowest levels in years, combined with a historically low capital gains tax rate, may be prompting more and more taxpayers to give away surplus assets to minimise… Continue reading Tackling a potential IHT issue

Assets Generally, everything that you own. Beneficiary A person, or organisation, to whom you leave a gift in your will. Estate The total sum of your possessions, including property and money, left at your death once any debts have been paid. Inheritance tax (IHT) The 40 per cent tax paid on an estate that is over the nil-rate… Continue reading Inheritance tax glossary… the basics

Meeting the distinct and changing needs of you and your business Did you know that we provide a comprehensive planning service designed to meet the distinct and changing needs of you and your business? We understand that having a sound financial plan is vital to the success and growth of your business, and to your… Continue reading Corporate financial advice

Will you have to work until you are almost 80 year of age? According to research from fund management group, Fidelity International, many Britons hoping for a comfortable income at retirement could find themselves working until they are almost 80 years of age. Workers relying on company pensions, linked to stock market growth, also known… Continue reading Retirement

Making ethical choices when it comes to your finances More and more people are taking an interest in green and ethical issues according to the Investment Management Association, covering subjects as diverse as environmental improvement, climate change, genetically modified foods, gambling and the destruction of rain forests. Nowadays, you can choose to actively support or… Continue reading Ethical money

What you need to know Additional State Pension The earnings-related part of the State Pension built up in the State Second Pension and/or the State Earnings Related Pension Scheme (SERPS). Additional Voluntary Contributions (AVCs) Employee contributions payable to a salary related occupational scheme that are over and above the normal contributions required by the scheme… Continue reading The jargon of retirement

Tips to make your finances more financially savvy Follow our quick guide to structuring your financial affairs more tax-efficiently. Tip 1 If you are married or in a registered civil partnership, you could potentially increase your tax-free income by switching assets that produce income into the name of the person who has not used all… Continue reading Money Makeover