Category: Financial News

 A new retirement reality for a significant number of retirees More than ten per cent of people who had planned to retire during 2012 are making alternative arrangements and putting off drawing their pension for the time being, according to the latest results from Prudential’s Class of 2012 research. Now in its fifth year, Prudential’s… Continue reading Finances and aspirations of people planning to retire

Why we are adopting a more mature approach to handling our finances While 18 is traditionally seen to be the age at which we become adults, as a nation we are beginning to delay taking on the roles and responsibilities adulthood brings, according to new findings from Scottish Widows’ Attitudes to Planning survey. Grown up… Continue reading Growing up is hard to do

Looking to achieve capital security, growth or income? For the appropriate investor looking to achieve capital security, growth or income, there are a number of advantages to investing offshore, particularly with regards to utilising the tax deferral benefits. You can defer paying tax for the lifetime of the investment, so your investment rolls up without… Continue reading With careful planning, a variety of savers could put offshore investments to good use

Choosing the right strategy in order for you to enjoy your retirement years After years of saving into your pension fund, you’ve now decided you want to retire and are overwhelmed by the retirement options available. We can work with you to choose the right strategy in order for you to enjoy your retirement years.… Continue reading Removing the cap on the income you can take

Not enough action is taken to safeguard the financial wellbeing of our families Four out of five new parents are risking their children’s financial futures by skimping on life cover, according to new research from Aviva. The survey of 1,500 recent parents1 in the UK reveals that while two out of five (40 per cent)… Continue reading New parents fail to protect their family’s future with life cover

Concern among our growing elderly population The need for long-term care and how it should be paid for is arguably one of the greatest causes for concern among our growing elderly population. Almost half a million people are now in residential care homes, nursing homes and long stay hospitals. Insurance for long-term care means that… Continue reading Paying for the cost of care

Parents would rather do without themselves than radically cut back on what they can provide for their children The annual Cost of a Child Report [1] from protection and retirement specialist LV=, reveals the cost of raising a child from birth to their 21st birthday now totals a record £218,024. This equates to £10,382 a year,… Continue reading Cost of raising a child increases to £218,000

33 per cent of investment companies yielding more than FTSE 100 average yield While the hunt for income continues apace, recent figures released by the Association of Investment Companies (AIC) demonstrate that 33 per cent of conventional investment companies are yielding more than the FTSE 100 average annual yield of 3.2 per cent. Of these,… Continue reading The hunt for income continues apace

 Year-end tax planning tips With further tax increases likely on the horizon, there really is no time like the present to take a step back and look at how you could reduce your taxes and improve your financial planning strategy. The end of the current 2011/12 tax year is 5 April. We have provided an… Continue reading Get your finances fit for 2012