Inside the minds of savers and investors Now in its third edition, the latest BlackRock Investor Pulse survey takes an in-depth look at Britons’ attitude to money and provides a fascinating insight into the minds of savers and investors. People were asked about their priorities, concerns and how they invest. Here, we unveil some key… Continue reading Smart investing
Category: News
Essentials and indulgences
UK parents spend £28 billion on nation’s under-fives each year UK parents spend around £35,000 on their children by the time they reach their fifth birthday, according to research released by Aviva. This adds up to a total of more than £28 billion[1] spent on the nation’s 4 million under-fives each year. Varying expenses The study of more than 2,000 parents with children aged… Continue reading Essentials and indulgences
Best of British
UK PLCs most widely held by investment companies Which UK companies have investment company managers been favouring? With the UK in the spotlight, the Association of Investment Companies (AIC) has published details of which UK companies are held by the highest number of investment companies in their top holdings. Interesting exceptions The UK companies held by most investment companies are dominated… Continue reading Best of British
Personal pensions
Coming to terms with the realities of your later years f you’ve not thought about planning your retirement yet, don’t panic. We can discuss the different options available to you. This may include a personal pension, or a defined contribution pension. If appropriate, your provider invests the money you pay in and gives you an… Continue reading Personal pensions
Gender disparity
Funding a post-work life will be difficult without sufficient planning A new report has revealed a huge gender disparity when it comes to pension savings and income, indicating that funding retirement is likely to be a significant challenge for many women. According to the annual ‘State of Retirement’ report by LV=, women who have occupational… Continue reading Gender disparity
Ten key announcements from Budget 2015
In his final Budget speech to parliament on 18 March, the Chancellor of the Exchequer, George Osborne, announced that Britain was ‘walking tall again’ after five years of austerity. We’ve provided our summary of the ten key announcements that could impact on your personal financial plans, both positively and negatively. 1. The tax-free personal allowance… Continue reading Ten key announcements from Budget 2015
Nation of savers
Focusing on the long term for a more secure future The UK is becoming a nation of savers, with three quarters (74%) of people saying they are currently saving, research from Scottish Widows has revealed. The savings study found the number of savers is up to 74% from 63% in 2010, with a steady year-on-year rise in the number of long-term savers. The average… Continue reading Nation of savers
Are you considering working after retirement?
Two thirds of over-50s plan to lengthen their working lives Nearly two thirds of over-50s workers would consider retraining so they could work longer in retirement, according to new research from MetLife. Its study found 63% of over-50s are looking at potentially lengthening their working lives, with 50% considering learning new skills to continue in… Continue reading Are you considering working after retirement?
Shopping around could mean you receive a higher income
Spotlight firmly on people rolling over into the holding provider’s own annuity The Financial Conduct Authority’s (FCA) thematic review into annuity purchases has shone the spotlight firmly on people rolling over into the holding provider’s own annuity. Not benefiting from higher rates The FCA evidence shows annuities have provided good value when people have used… Continue reading Shopping around could mean you receive a higher income
Changing financial roles
Almost 1 in 5 women are now the main household breadwinner Nearly one in five (17%) of women claim to be the main breadwinner in their relationship, according to new research commissioned by Scottish Widows to mark its 200th anniversary. Financial independence The study of 2,000 UK women found that their financial role in the… Continue reading Changing financial roles
