Why so many of us are financially uncertain Almost half (47%) of Britons are up and down when it comes to money, making shrewd savings one moment to justify overspending the next, according to research from Standard Life by YouGov Plc. The survey finds that almost half of people in Great Britain take a 5:2 diet… Continue reading Yo-yoeffect
Category: News
What’s in your basket?
Diversifying your assets helps spread risk by lessening the potential for losses Most investors are used to hearing the term ‘diversification’ – but it has a broader meaning than many realise. Diversification is the process of investing in areas that have little or no relation to each other. This is called a ‘low correlation’. Spreading… Continue reading What’s in your basket?
Pension decluttering
Have you considered tidying up your arrangements? It would appear we are now increasingly becoming a ‘consolidation nation’, with many people combining their different contracts and services to make them easier to manage. It’s a growing trend, and new innovations are coming into the market all the time to tempt consumers. The recent launch of… Continue reading Pension decluttering
The nation’s favourite overseas retirement destinations
Over 6 million UK adults plan to move abroad in later life An even split In total, over 6 million UK adults are planning to retire abroad, with an even split between Europe and the rest of the world. Of the estimated 3.2 million UK adults planning to retire in Europe, Spain is the most… Continue reading The nation’s favourite overseas retirement destinations
State Pension reform
Over half of the UK population unaware of government plans Over half of the UK population are unaware of government plans to reform the State Pension and the impact that will have on them, according to recent research[1]. Among the 55 to 64-year-old age group, 32% are unaware of the changes due to come into… Continue reading State Pension reform
Safeguarding your family’s lifestyle
The numbers show a significant protection gap exists for families in the UK We all want to safeguard our family’s lifestyle in case the worst should happen. But only a quarter (24%) of adults in the UK with children under 16 have any form of financial protection, a significant drop from 31% in 2013, according… Continue reading Safeguarding your family’s lifestyle
One of life’s unpleasant facts
Protecting your assets to give your family lasting benefits in an uncertain world Inheritance Tax (IHT) in the UK is a subject that was once something that only affected very wealthy people. It may be one of life’s unpleasant facts but today it affects more people than ever, partly due to the rise in the… Continue reading One of life’s unpleasant facts
‘Midlife crisis’
Baby boomers are some of the least prepared for retirement A recent survey has revealed the concerning fact that 40% of baby boomers, those aged 55 to 74, have not started to save specifically for retirement yet, despite two-thirds of respondents understanding the State Pension will not be sufficient. The BlackRock Global Investor Pulse survey… Continue reading ‘Midlife crisis’
‘Shot in the arm’ for oil consuming economies
Positive impact on earnings, and a small positive impact on dividends Despite the so far rather negative response of equity markets, the oil price falls could be seen as a ‘shot in the arm’ for oil consuming economies, with many viewing the oil price decline as being deeply beneficial because it amounts to a reduction… Continue reading ‘Shot in the arm’ for oil consuming economies
Do you have a long-term investment strategy?
Keep focused on your end goals and don’t let market noise sway you The complexity of today’s economic and global conditions, coupled with uncertainty in Europe, North America and China, have combined to create a degree of cautiousness among many investors. A long-term investment strategy could provide you with a clear advantage during uncertain times.… Continue reading Do you have a long-term investment strategy?
