Participating in a wider range of investments Unit trusts are collective investments that allow you to participate in a wider range of investments than can normally be achieved on your own with smaller sums of money. Pooling your money with others also reduces the risk. A unit trust fund is divided into units, each of… Continue reading Unit trusts
Category: News
Reducing the overall level of investment risk
The volatility experienced in global markets over the past six years has tested the nerves of even the most experienced investors, making it a difficult time for individuals who rely on income from investments for some or all of their needs. To avoid concentrating risk, it is important not to ‘put all your eggs… Continue reading Reducing the overall level of investment risk
Dividend heroes
Companies which have increased their dividends each year for at least 20 years Interest rates recently marked a sixth year at a record low of 0.5%. Therefore, it is noteworthy that research from the Association of Investment Companies (AIC) shows that a fifth (21%) of AIC member investment companies which have been in existence for… Continue reading Dividend heroes
Pooled investments
Providing the potential for capital growth or income, or a combination of both If you require your money to provide the potential for capital growth or income, or a combination of both, provided you are willing to accept an element of risk pooled investments could just be the solution you are looking for. A pooled… Continue reading Pooled investments
Flexible Drawdown
Removing the cap on the income you can take After years of saving into your pension fund, you’ve now decided you want to retire and are overwhelmed by the retirement options available. We can work with you to choose the right strategy in order for you to enjoy your retirement years. If appropriate to your… Continue reading Flexible Drawdown
Pension options
Planning for your retirement years There are three types of non-State pension. Some are offered by employers and some you can start yourself. They are: – Occupational Final Salary Schemes – offered by some employers – Occupational Defined Contribution Schemes (also called Money Purchase Schemes) – offered by some employers – Stakeholder Pension Schemes and Personal Pensions – offered… Continue reading Pension options
