Three quarters of grandparents say that they have dipped into their savings to help their grandchildren this year Forget the bank of Mum and Dad – today’s young people are now receiving help from the bank of Gran and Grandad, with millions of grandparents offering financial support to their grandchildren. According to retirement specialist LV=,… Continue reading Bank of Gran and Grandad
Category: Investment
On the look-out for opportunities
Animal spirits are finally stirring again to you It has been a long wait, but animal spirits are finally stirring again. Not just in financial markets, where the bull market has been underway for more than five years now, but in the real world of corporate activity. After half a decade of caution, rebuilding balance… Continue reading On the look-out for opportunities
New tax year, new ISA allowance
A tax-efficient way to help you minimise the tax you pay No one knew back in 1999 how popular Individual Savings Accounts (ISAs) would become but with £443 billion[1] now held in ISAs, they’ve established themselves as a core option for saving and investing in a tax-efficient way to help minimise the tax you pay… Continue reading New tax year, new ISA allowance
Unhappy headlines for savers
Higher returns generally come with higher risk It seems incredible that the Bank of England base rate has stood at 0.5% since March 2009. It’s made unhappy headlines for savers looking to generate income over the previous five years. The reality is that the potential for higher returns generally comes with higher risk. All investments… Continue reading Unhappy headlines for savers
Measuring our appetite for risk
More than twice as many men choose the highest possible risk option to boost their savings compared to women Findings recently published in the Zurich Wealth Risk Report show that more than twice as many men choose the highest possible risk option to boost their savings compared to women (13% vs 6%)[1]. The study, tracking… Continue reading Measuring our appetite for risk
Boosting retirement savings
Are investors failing to think long-term about their futures? Boosting retirement saving is the key goal for investors in 2014, yet despite this long-term objective, almost three fifths (61%) of those surveyed say they are looking for satisfactory investment returns within just five years, with just 5% taking a longer-term view of ten years or… Continue reading Boosting retirement savings
Tailored investment solutions
Expert, flexible approach to accumulating and managing wealth We provide clients with an expert, flexible approach to accumulating and managing their ealth. Understanding your financial circumstances is crucial in making sure we tailor the right investment solutions for you. Regardless of what stage of life you’re in, we can help you to protect and grow your… Continue reading Tailored investment solutions
Make sure you beat the ISA deadline
Sheltering up to £11,520 tax-efficiently means taking action NOW Time is running out if you want to make the most of this year’s Individual Savings Account (ISA) allowance, so you’ll need to get your skates on. ISAs are a tax-efficient way of investing, helping you minimise the tax you pay on your savings and investments. No… Continue reading Make sure you beat the ISA deadline
Investor outlook
Tentative signs of economic growth Tentative signs of economic growth, receding risks, plentiful nearly free liquidity and financial markets on fire – what was not to like about the investment landscape at the end of 2013? It is tempting to believe that what happened ‘yesterday’ will happen again ‘tomorrow’ (especially if momentum has been paying… Continue reading Investor outlook
Tax attack
Legitimate planning could save you money by reducing a potential tax bill With tax increases the prospect for the foreseeable future, it is essential that you make the most of every available tax relief. Using the tax breaks available to you also makes good financial sense. Different ideas will suit different people. If you would like… Continue reading Tax attack
