Category: All News

Attracting investors’ for all the right reasons Corporate bonds are a type of fixed interest security. A fixed interest security is a way of ‘lending’ money to a company in return for a fixed rate of interest over a set period. This type of investment is intended to provide you with a regular, reliable income.… Continue reading Corporate bonds

Making sense of your planning objectives and finances requires even more time and effort in today’s constantly fluctuating economic environment. With the reduced rate of economic growth and the impact of the recession, a review of your financial and tax planning position could enable you to lower or even defer tax that you have to… Continue reading Wealth management

Have you had too much tax deducted from your wages? HM Revenue & Customs (HMRC) owes hundreds of millions of pounds to as many as 4.5m British taxpayers after allocating them with incorrect tax codes. The National Audit Office estimates the department could be liable to repay £1.6bn to taxpayers who had too much tax… Continue reading Taxpayers allocated incorrect tax codes

Do they have the potential to lead the recovery when the world economy begins to stabilise? The term emerging markets appeared first during the 1990’s and is now widely used to describe countries not considered to be developed. Third World, lesser developed countries or under-developed countries. Developed meaning essentially the major European countries plus USA,… Continue reading Emerging markets

Investing for an income in a low interest rate environment If you are an income-seeking saver in search of good returns from your savings in this low interest rate environment, we can provide you with the professional advice you need to enable you to consider all the options available. In addition, we can help you… Continue reading The search for income

The earlier you invest, the longer your money is outside of the reach of the taxman By investing earlier in the tax year, you could make sure that you are using your Individual Savings Account (ISA) allowance to its full advantage. The earlier you invest, the longer your money is outside the reach of the… Continue reading Are you taking advantage of your ISA allowance?

Maximising an income from your pension fund The earliest you are currently permitted to take your retirement benefits is from the age of 50, but this is set to rise to age 55 from April 2010. If you are considering setting up a conventional lifetime annuity, which pays a secure income for life, there is… Continue reading Planning your retirement income

Building a solid investment strategy through good and bad times During this period of economic turbulence, what strategy should investors take? Your own attitude to risk is crucial. You may be comfortable to live with capital risk if it means the chance of a higher return in the end. Alternatively, you may be ‘risk averse’… Continue reading What type of investor are you?

With the abundance of choice, we can help you make the right decisions With so many different protection options available, making the right decision to protect your personal and financial situation can seem overwhelming. There is a plethora of protection solutions which could help ensure that a lump sum, or a replacement income, becomes available… Continue reading Financial protection for you and your family

In a low growth environment, which areas offer the best prospects? Interest rates have fallen to their lowest levels in the Bank of England’s 315-year history and could fall even further, along with further inflationary falls. If, during this current recessionary climate, you are seeking higher returns from your investments, you may consider a combination… Continue reading Investing in uncertain times