Guaranteed financial protection that lasts for the rest of your life As the name suggests, whole-of-life insurance policies are ongoing policies that pay out when you die, whenever that is. Because it’s guaranteed that you’ll die at some point (and therefore that the policy will have to pay out), these policies are more expensive than… Continue reading Whole-of-life insurance
Category: All News
Should I stay or should I go now?
Key aspects that influence retirement decisions Whatever you want to do when you retire, the better prepared you are, the more rewarding it will be. It’s important to assess the key aspects that will influence your retirement, as the decisions you make can have a real impact on your savings. There are some important considerations to… Continue reading Should I stay or should I go now?
Cash may not beking
Pension savers risk a significant tax bill For most people over the age of 55, it is now possible to cash in or unlock all of your pension. How you take these benefits will depend on the type of scheme you have and how you want to take benefits. But concerns have been raised that some savers may risk running out… Continue reading Cash may not beking
Seize the day–today
Make your vision a reality Exactly how much you’ll need for a comfortable retirement will depend largely on your cost of living and lifestyle choices. For many people, retirement is about sun-soaked holidays, leisurely rounds of golf and that boat they’ve always coveted. But retirement is not what it used to be, with more of us working longer to… Continue reading Seize the day–today
Later retirement
Workers extend their careers for a multitude of reasons When do you plan to retire? Saving for your retirement is a lifelong undertaking – and if you want to enjoy a comfortable retirement, you can’t start planning soon enough. The more you contribute to a pension now, the better chance you’ll have of that money… Continue reading Later retirement
Term life insurance
Protecting your family’s finances by covering living expenses or replacing lost income With a term life insurance policy, you choose the amount you want to be insured for and the period for which you want cover. This is the most basic type of life insurance. If you die within the term, the policy pays out… Continue reading Term life insurance
Long-term care
Considering your options Corporate bonds are a type of fixed interest security. A fixed interest security is a way of ‘lending’ money to a company in return for a fixed rate of interest over a set period. This type of investment is intended to provide you with a regular, reliable income. Here are five ways… Continue reading Long-term care
Private medical insurance
There’s nothing more important in life than your health Nothing is more important to you than your health and the health of your family. If you or your loved ones were to experience worrying symptoms, private medical insurance can offer reassurance and control at a difficult time. The National Health Service (NHS) was established in… Continue reading Private medical insurance
Making a will
Don’t leave your loved ones with additional costs and complications People who die without a valid will, or intestate, leave costs and complications to their loved ones and often gift thousands of pounds to the State in what may be avoidable Inheritance Tax (IHT). The Law Society says that anyone with assets and family or… Continue reading Making a will
Critical illness cover
Protection for the unexpected Critical illness policies are the type of policy nobody wishes to have to claim against, yet evidence shows that these are vitally important policies that can support families and secure their financial wellbeing during the worst of times. Most people buy critical illness cover when they take on a major financial… Continue reading Critical illness cover
