Category: All News

Taking an active interest in your retirement savings Millions of savers currently spend very little time reviewing their pensions, with more than a quarter of savers (28%) admitting to never reviewing their retirement savings, while almost a fifth (19%) of those with a pension said they review it less than once every five years[1] according… Continue reading Why now is the time to review your pension

Looking at the mismatches between expectation and reality Depressed wages, escalating living costs and a struggling global economy – millennials have a lot on their plates. They need investment income to support short and long-term financial aspirations. Does something have to give and is the perfect investment storm brewing? Depressed wages, escalating living costs and… Continue reading Are millennial investors facing a perfect strom?

Are most people unprepared for retirement? People are still being left confused by pensions, with almost two thirds not understanding their key features, according to new research by Wesleyan. The research conducted by the specialist financial mutual revealed how much confusion there still is among most people when it comes to their retirement planning. Three… Continue reading Pension confusion

What the over 50s do with their money once the mortgage is paid off Britain’s over 50s are splashing their extra income they receive once they’ve paid off their mortgages on holidays, home improvements and gifts for their children[1], while less than one in four are using the money to top up their retirement savings,… Continue reading The run-up to retirement

New ‘YOLO’ generation gambling with their financial future The prospect of saving for tomorrow may feel too distant for some, but to achieve long-term goals (including financial security in retirement) we all need to consider reprioritising our needs to give ourselves a better financial future. But, more than four in ten Britons in their 30s… Continue reading Splashing the cash

You don’t have to be wealthy for your estate to be liable for Inheritance Tax Protecting your estate is ultimately about securing more of your wealth for your loved ones and planning for what will happen after your death to make the lives of your loved ones much easier. Peace of mind Making sure that… Continue reading Securing more of your wealth

Two in three agree living with family is beneficial Multigenerational households could be set to grow in popularity as property costs continue to rise. A new report from Aviva suggests that based on the rate of growth seen in the past 10 years – and assuming house prices will continue to rise – there could… Continue reading Return of multi-generational households

Consolidating your separate pensions into one single pension wrapper If you’ve accumulated numerous workplace pensions over the years from different employers, it can be difficult to keep track of how they are performing. The process of bringing all your pensions together is called ‘consolidation’. It is often referred to as a transfer. If you have… Continue reading Managing your retirement savings

Innovation in both finance and technology One of the main innovations in both finance and technology over the past few years has been the advent of crowdfunding. Crowdfunding is a way of raising finance by asking a large number of investors each for a small amount of money. In the past, financing a business, project… Continue reading Advent of crowdfunding

A quarter of us could only afford to pay household bills for a maximum of three months Protecting your family should underpin financial planning, and it can also be a key business tool or estate planning mechanism. But, despite this, MORE THAN one in five (21%) people admit their household would not be financially secure… Continue reading Lack of preparation for the unexpected