Importance of not losing sight of your long-term savings goals The UK is entering uncharted territory after the EU referendum, but with relatively few unretired people beyond the age of 55 having started their retirement planning it is important not to lose sight of your long-term savings goals. Changing social, political and demographic factors mean… Continue reading Uncharted territory
Category: All News
Time is of the essence
Start thinking about preparing for any big events as soon as you can None of us know exactly what life’s got in store for us, but we know that there are a handful of major events that we’re quite likely to encounter at some stage. These include some of the great milestones of life, such… Continue reading Time is of the essence
Financially exposed
Do you have a financial plan in place to help protect your home? Taking out a mortgage is the biggest financial commitment many of us will ever make, and having a financial plan in place will help protect your home in the event that you can’t work due to illness or ill health, or even… Continue reading Financially exposed
Investment matters post-Brexit
Facing new challenges at every turn to meet long-term objectives We are now living in a more uncertain world. As correlations between asset classes rise, the right strategy is crucial to preserve capital when markets are falling. In addition, the result of the European Union (EU) referendum came as a shock to financial markets, and… Continue reading Investment matters post-Brexit
Savvy investors
Time to get wrapped up? How to shelter income and capital gains For long-term investors, Individual Savings Accounts (ISAs) are a very tax-efficient wrapper that can hold cash savings as well as investments in stocks and shares. Savvy investors are also able to shelter income and capital gains. The limit on how much can be… Continue reading Savvy investors
Pensioners financially ‘reliant on others’
New research outlines typical financial situations A small number of pensioners are relying on loved ones to help them financially during retirement, and those approaching retirement seem to be in an even worse situation. Yet equally worrying is that people are also far more likely to take financial advice about retirement from friends than from… Continue reading Pensioners financially ‘reliant on others’
Saving for a rainy day
Fewer people are putting money away despite improvements to the economy T he gap between the fortunes of savers and non-savers continues to widen, and research supports these findings[1]. ‘Habitual savers’ continue to put away more for a rainy day, but the total number of people saving has fallen, and, despite improvements to the economy,… Continue reading Saving for a rainy day
Generation game
Long-term saving could yield a £1m retirement pot for some millennials The millennial generation don’t just spend their hard earned savings on smashed avocado and flat whites, but they do have a different attitude to money than older generations. In fact, some young people today or in future generations could accumulate a pension pot as… Continue reading Generation game
Asset Mix
Even the best-planned portfolios need to be reviewed regularly It goes without saying that everyone should take some time to review their portfolios every once in a while. The only constant in life is change – and chances are your life has changed since you last reviewed your investment portfolio. Do you know if you are still on track to reach your goals? Or… Continue reading Asset Mix
What are your investment options?
Helping you reach your long-term financial goals In the current economic climate, with interest rates still around record lows, investing in the markets could enable you to achieve an inflation-beating return and help you reach your long-term financial goals. If you’ve got sufficient money in your cash savings account – enough to cover you for… Continue reading What are your investment options?
