Category: All News

Procrastinating when it comes to how they view their future. People with birth dates between 1964 and 1979 are labelled ‘Generation X’ and are suffering from a widespread tendency to procrastinate when it comes to putting money aside for retirement, according to the results of a new survey[1]. Carried out by YouGov on behalf of… Continue reading Generation x

What you need to consider to ensure you don’t lose out Have you ever considered moving and consolidating your pension to another scheme or provider? There are a whole host of reasons why people might want to do this before they reach retirement. Some are looking for better fund performance, lower charges or better death… Continue reading Consolidating your pension pots

Forecasting the long-term effects of the settlement The financial ramifications of a divorce can be devastating. The average age of divorce has reached an all-time high at 45 years and 11 months for men and 43 years and six months for women, according to data released from ONS[1]. Obtaining professional financial advice is essential during… Continue reading Average age of divorce at an all-time-high

Parents putting financial health at risk to fund university costs When it comes to funding a university education, it is parents and grandparents who typically look to provide the money. But even though this may be the case, last year’s graduates from English universities still left with an average of £44,000 debt (source: Sutton Trust),… Continue reading Empty nest, empty wallet

Keeping your investments safe After nearly a decade of low interest rates and central banks pumping money into financial markets, traditional safe haven investments have become expensive, so where could investors look to keep their investments safe? Gold, the US dollar, ‘defensive’ stocks such as utilities and pharmaceuticals, government bonds, cash – what do they… Continue reading Financial strife

Protecting your portfolio Investors should not try to predict currency movements, but you can act to protect your portfolio. Investing in foreign securities, while potentially a good thing for your long-term portfolio, may continue to pose new threats for investors. As more people broaden their investment portfolios by expanding into foreign stocks and bonds, they… Continue reading Currency movements

Choosing a management style that’s right for you Investors are faced with one of the most basic questions: do you want to put your money in ‘actively’ or ‘passively’ managed funds? Deciding if you would prefer your investment ‘actively’ or ‘passively’ managed is an important consideration and a useful step towards narrowing your choice of… Continue reading Active or passive? That is the question

Whether seeking income, growth or both, there are some basic rules to follow Volatile financial markets are an inevitable part of investing. On a day-to-day basis, the swings in stock market prices can be significant. However, over the longer term, things have tended to smooth out, with daily volatility having a lower impact on overall… Continue reading Investing during market volatility

Economic and financial outlook As a result of the UK voting for Brexit (apart from the political turmoil), sterling has dropped significantly against the US dollar and the Japanese yen – the new safe haven currency it seems. We have a new Prime Minister and cabinet and a clear statement from the new Chancellor of… Continue reading What next post-Brexit?