Blog

Our Blogs

Browse our blog posts below.

Protecting against the unexpected

Putting steps in place to protect your standard of living, and that of your family Whatever happens in life, we...
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ISA surgery, use it or lose it

Have you taken advantage of the increased ISA allowance? If you have not already talked to us about using your...
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Key tax planning tips

What you can do to reduce tax? With further tax increases on the horizon, there really is no time like...
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Inheritance Tax mitigation

Whose wealth is it anyway? Helping you protect your wealth is an important part of what we do, and one...
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Creating wealth

Solutions for the diverse needs of both our wealthy clients and those who aspire to become wealthy We provide solutions...
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50 per cent tax rate

Mitigating the impact of the forthcoming rate increase An increase in the top rate of personal income tax for all...
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UK trusts

Passing assets to beneficiaries using a trust You may decide to use a trust to pass assets to beneficiaries, particularly...
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Tax-efficient SIPPs

Greater flexibility and control over your savings A Self-Invested Personal Pension (SIPP) is an investment savings vehicle aimed specifically at...
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Talking pensions

Don’t be put off from taking action Wherever you are with your retirement savings, don’t be put off from taking action – it’s not too late....
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Signs of increased mortgage availability

Gross lending remains broadly in line with forecast Gross mortgage lending declined to an estimated £10.2 billion in April, down...
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The basic State Pension

Building up enough‘ qualifying years’ The basic State Pension is a government-administered pension. It is based on the number of...
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The additional State Pension

Important changes on the horizon The additional State Pension, or State Second Pension, is paid in addition to the basic...
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Changes to the State Pension age

A gradual increase over two years every decade State Pension age is the earliest age at which you can claim...
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Extra State Pension

Putting off your claim for at least five weeks By choosing to put off claiming your State Pension you can...
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Occupational pensions

Joining your employer’s scheme Occupational pension schemes vary from company to company. Your scheme is likely to be one of...
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Personal pension plans through you remployer

Options available when an occupational pension is not provided Your employer is required to offer you the chance to join...
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Types of pensions

Deciding on your options There are three types of non-State pensions. Some are offered by employers and some you can...
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Annuities explained

Shopping around for the annuity that best suits your needs An annuity is a regular income paid in exchange for...
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Pension rules from 6 April 2006

The biggest change in pension legislation in a lifetime The introduction of Pension Simplification legislation on 6 April 2006 (A-Day)...
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Tax advantages of personal pensions

Encouraging you to save towards your retirement Pensions are long-term investments designed to help ensure that you have enough income...
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