Blog

Our Blogs

Browse our blog posts below.

Sacrificing your salary

Contributing a preferential sum into an employee’s pension plan Salary sacrifice (sometimes known as ‘salary waiver’) in the context of...
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Locating lost assets

Many organisations can help you track down your forgotten wealth At any one time it is estimated that between £15...
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Retirement dreams undermined

Retired people making more requests for financial assistance from relatives The latest figures show the number of pensioners relying on...
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Securing an income for life

Converting your pension fund into an annuity Whether your retirement is a long way off or just around the corner, it’s important to think about how...
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Shared investments

 How to diversify your portfolio The risk of directly investing in a single investment is that if the price drops in value, or the...
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Life for pensioners could be about to get easier

Proposals announced to unravel a raft of complicated tax laws Life could be about to get easier for the retired....
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Will your dependants cope financially in the event of your premature death?

Obtaining the right advice and knowing which products to choose is the key Making sure you have the correct amount...
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In search of income

Is your cash struggling to keep pace with inflation? The current low interest rates are good news for mortgage repayments...
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Social care costs

Keeping pace with the growing size of an ageing population The funding of long-term care remains one of the biggest...
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Investment decisions

New figures reveal the best-performing investment sectors We understand that choosing investments can be difficult, so we are here to...
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Retirement clinic

Consolidating your pension plans The reasons people transfer their pensions vary, with some looking for better fund performance and lower charges, and others...
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Pooling your money

Creating a wider spread of investments in your portfolio If you require your money to provide the potential for capital...
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Funding retirement

Rise in the number of older peopleselling their homes Falling pension incomes and the rising cost of living have led to...
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Funding your wealth

Choosing from different sectors There are thousands of investment funds to choose from and they are divided into different types or sectors. You...
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Protecting Wealth

Planning for the future is not to be taken lightly We all want to protect our wealth and help ensure...
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Financial intelligence

Retirement income consumed by the basic costs of living Investors buying a level annuity with a pension fund of £80,000...
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Retirement options

Revolutionising the way pension benefits are taken Your pension is one of your most valuable assets but is it working as hard as it should be?...
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Flexible Drawdown

Removing the cap on the income you can take After years of saving into your pension fund, you’ve now decided...
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Saving for old age

UK savers face retirement savings gap The Chartered Insurance Institute (CII) has looked at the cost of living post-work and...
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Building a bigger pension

Reintroduction of Carry Forward rules From 6 April 2011 the annual allowance for pension contributions reduced from £255,000 to £50,000. While this restricts the...
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