Focused on managing costs We’re becoming increasingly good when it comes to cost cutting, according to the latest findings of an annual online survey from long-term savings and investment specialist Standard Life by YouGov PLC. Today, more than 9 out of 10 of us (92%) actively manage our costs to make our money go further. There has been a… Continue reading ‘Save smart’
Author: svwadmin
‘Silver-splitters’
More couples are deciding to part later in life Divorce is not purely exclusive to the young or middle-aged, and we’re seeing a steady increase in what have been dubbed the ‘silver-splitters’ – couples who are deciding to part in later life. This growth in ‘silver-splitters’ brings into sharp focus the impact divorce can have… Continue reading ‘Silver-splitters’
It’s easy to lose track of pensions
Helping you take full control of your retirement savings People change jobs, employers change their names but, more importantly, we all forget things from time to time. With that in mind, it is easy to lose track of pensions that you have paid into over the years. If you do not actively look for your… Continue reading It’s easy to lose track of pensions
Baby boomers’ top five biggest financial regrets
New survey reveals how some approaching retirement wished they had made different choices Not saving enough for retirement is the biggest financial regret among those aged 55 or over (today’s baby boomers), according to the findings of an annual online survey from Standard Life by YouGov Plc. Nearly one in five (18%) baby boomers said they… Continue reading Baby boomers’ top five biggest financial regrets
What’s your number?
Make sure your pension is on track to grow enough to support you in retirement Do you know how much your pension is worth? Do you know how many you have or where they are? How about the type of funds they’re invested in or how much risk is involved? I f the answer to… Continue reading What’s your number?
Yo-yoeffect
Why so many of us are financially uncertain Almost half (47%) of Britons are up and down when it comes to money, making shrewd savings one moment to justify overspending the next, according to research from Standard Life by YouGov Plc. The survey finds that almost half of people in Great Britain take a 5:2 diet… Continue reading Yo-yoeffect
What’s in your basket?
Diversifying your assets helps spread risk by lessening the potential for losses Most investors are used to hearing the term ‘diversification’ – but it has a broader meaning than many realise. Diversification is the process of investing in areas that have little or no relation to each other. This is called a ‘low correlation’. Spreading… Continue reading What’s in your basket?
Pension decluttering
Have you considered tidying up your arrangements? It would appear we are now increasingly becoming a ‘consolidation nation’, with many people combining their different contracts and services to make them easier to manage. It’s a growing trend, and new innovations are coming into the market all the time to tempt consumers. The recent launch of… Continue reading Pension decluttering
The nation’s favourite overseas retirement destinations
Over 6 million UK adults plan to move abroad in later life An even split In total, over 6 million UK adults are planning to retire abroad, with an even split between Europe and the rest of the world. Of the estimated 3.2 million UK adults planning to retire in Europe, Spain is the most… Continue reading The nation’s favourite overseas retirement destinations
State Pension reform
Over half of the UK population unaware of government plans Over half of the UK population are unaware of government plans to reform the State Pension and the impact that will have on them, according to recent research[1]. Among the 55 to 64-year-old age group, 32% are unaware of the changes due to come into… Continue reading State Pension reform
