The jargon of retirement

What you need to know Additional State Pension The earnings-related part of the State Pension built up in the State Second Pension and/or the State Earnings Related Pension Scheme (SERPS). Additional Voluntary Contributions (AVCs) Employee contributions payable to a salary related occupational scheme that are over and above the normal contributions required by the scheme… Continue reading The jargon of retirement

Money Makeover

Tips to make your finances more financially savvy Follow our quick guide to structuring your financial affairs more tax-efficiently. Tip 1 If you are married or in a registered civil partnership, you could potentially increase your tax-free income by switching assets that produce income into the name of the person who has not used all… Continue reading Money Makeover

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