Author: svwadmin

“Stunting market recovery”  The Home Information Pack (HIP) is being blamed for “stunting market recovery” according to estate agents. The National Association of Estate Agents (NAEA) in a recent survey reported that of its members, ten per cent of agents believed the number of sellers would double if HIPs were suspended. The NAEA survey also discovered a… Continue reading Home Information Packs

A range of issues to consider before entering the residential lettings market This checklist is an introduction to buy-to-let highlighting the types of questions you should be asking yourself before buying a property to let out. It is not intended as an exhaustive list, merely an introduction for new buy-to-let investors, to a range of… Continue reading Checklist for investing landlords

Covering you rmonthly mortgage payments for a specified period – your questions answered. If you fall behind with your mortgage repayments and cannot catch up again, you could eventually lose your home. But you can take steps to protect yourself against this risk by taking out Mortgage Payment Protection Insurance (MPPI). Q. What is MPPI?… Continue reading Mortgage Payment Protection Insurance

Make sure your figures add up The British love affair with property investing has been very evident over the past decade and despite a tougher market, those looking to get into the market should beware of easy buy-to-let deals and still make sure their investment meets a strict checklist, or dreams of property riches may… Continue reading Investing in property

Quarterly survey revealed a “bounce back” in the buy-to-let market Landlords have been buying more properties in the last quarter according to a recent survey. The Association of Residential Letting Agents (ARLA) quarterly survey revealed a “bounce back” in the buy-to-let market. In the ARLA members’ survey of the Private Rented Sector (PRS) for the… Continue reading Landlords buying more properties

Higher rate taxpayers should talk to us now If you are a higher rate taxpayer it may be prudent to talk to us sooner rather than later about your retirement planning provision, following remarks made by the government’s pensions spokesman, Lord McKenzie. He refused recently to allay the concerns of individuals earning below £150,000 that… Continue reading Pension tax relief threshold could be lowered still further

The flexibility to decide on your pension investments at all times If you want to be more in control of your own pension fund and have the flexibility to make your own investment decisions for retirement, a Self-Invested Personal Pension (SIPP) could be one option to discuss with us. Although SIPPs are more sophisticated vehicles… Continue reading Investing for retirement

Don’t miss these deadlines The deadline for submitting your 2008/09 tax return by post is 31 October 2009  Returns filed manually after this date will result in a £100 fine. Paper returns must reach HM Revenue & Customs (HMRC) by this date so that it can calculate the tax you owe before the 31 January… Continue reading Dates for your diary

Taking advantage of the increased savings allowance If you are considering your Individual Savings Account (ISA) options, the good news is that the permitted contribution allowance will be extended for investors over the age of 50 from 6 October this year. If you are under the age of 50 you will also be able to… Continue reading Tax-efficient wealth creation