The closer you get to retirement the greater the need to talk to us

Retirement is something we all look forward to and, even if it seems a long way off, the crucial question is ‘Do you have enough saved for a comfortable retirement?’

Whatever the answer, it’s not too late to boost your retirement savings. The closer you get to retiring the greater the need to preserve your savings and ensure they will last all through your retirement.

We can help you assess whether you need to make changes to your investments as you approach retirement.

Investing in non-pension savings will enable you to use these to supplement your pension income – and still access your money if you need to.

Having the right mix of investments will help your savings outpace inflation.

If you are approaching retirement you will generally be able to take up to 25 per cent of your pension fund as a tax-free lump sum. This could be used to supplement your retirement income by reinvesting in a flexible investment.

Wherever you are with your retirement savings, don’t be put off from taking action – there are still steps you could take to boost the income you’ll get when you retire.

A pension is a long-term investment. The fund value may fluctuate and can go down as well as up. You may not get back your original investment. Past performance is not an indication of future performance. Tax benefits may vary as a result of statutory change and their value will depend on individual circumstances. Thresholds, percentage rates and tax legislation may change in subsequent Finance Acts.