It can be easy to lose track of a pension if you change jobs through your working life

If you’ve lost the details of a pension the Pension Tracing Service may be able to help by providing your pension scheme’s address. You can then contact the scheme and find your entitlement.

It can be easy to lose track of a pension if you change jobs through your working life.

The Pension Tracing Service (part of The Pension Service) will try and help you trace a pension even if you’re not sure of the contact details. It has access to information on over 200,000 pension schemes. The Pension Tracing Service will use this database, free of charge, to search for your scheme.

The Pension Tracing Service may be able to provide you with current contact details for a pension scheme. You can then use this information to contact the pension provider and find out if you have any pension entitlement.

Information to give to the Pension Tracing Service

You need to give the Pension Tracing Service what information you can. It will help if you can tell the Pension Tracing Service what type of pension scheme you are searching for. They hold details of two types of pension scheme: occupational pension schemes and personal pension schemes.

Occupational pension scheme
This is a pension scheme an employer offers to its employees. If you are trying to trace an occupational pension scheme, start by working out:

Whether the employer traded under a different name

The type of business the employer ran

Whether the employer changed address at any time

When you belonged to the pension scheme