Prioritising short-term needs as opposed to long-term goals Recent years have brought tremendous change around the globe, change that affects us all. People are trying to navigate this shifting landscape, but it’s not easy. In the first Investor Pulse survey conducted by BlackRock, half (50%) of the people surveyed said they feel in control of… Continue reading Navigating a shifting landscape
Category: Wealth Creation
What to consider if you are approaching your retirement
Make sure you have enough income to provide for your needs in the future Sooner or later we will retire, and the decisions we make today are the ones that will determine the standard of living we will enjoy in the future. If you are approaching your retirement there are some very important choices you… Continue reading What to consider if you are approaching your retirement
Time to aim for higher returns
When it comes to taking investment risk to secure a higher return, those aged 55 and over are most likely to be taking the lead with Stocks & Shares Individual Savings Accounts (ISAs), according to research from Standard Life (08 April 2013). Over one in ten (11 per cent) of 55 and overs invest in… Continue reading Time to aim for higher returns
Spreading risk in your portfolio
One of the principal tenets of spreading risk in your portfolio is to diversify your investments whatever the time of year. Diversification is the process of investing in areas that have little or no relation to each other. This is called a ‘low correlation’. Diversification helps lessen what’s known as ‘unsystematic risk’, such as reductions… Continue reading Spreading risk in your portfolio
Reducing the overall level of investment risk
The volatility experienced in global markets over the past six years has tested the nerves of even the most experienced investors, making it a difficult time for individuals who rely on income from investments for some or all of their needs. To avoid concentrating risk, it is important not to ‘put all your eggs… Continue reading Reducing the overall level of investment risk
Pooled investments
Providing the potential for capital growth or income, or a combination of both If you require your money to provide the potential for capital growth or income, or a combination of both, provided you are willing to accept an element of risk pooled investments could just be the solution you are looking for. A pooled… Continue reading Pooled investments
